TY  - UNPD
A1  - Buchholz, Wolfgang
A1  - de Bie, Holger
T1  - A Paradigm Shift in Times of Digital Transformation: What are the Determinants of Bank-Fintech Cooperation? Empirical Evidence from the Financial Service Sector
N2  - The financial services sector is undergoing a digital transformation. But the emerging picture is very different from the innovation-driven revolution that was initially expected.
Due to the variety of challenges, banks and mostly young financial technology companies (fintechs) are increasingly cooperating instead of competing. Yet despite the rapidly growing importance of bank-fintech cooperation, there is still a lack of empirical evidence on the determinants. We use an explorative research design and conduct semi-structured interviews to contribute to this research field. Our findings illustrate that banks are primarily concerned with access to innovation, while fintechs mainly focus on balancing their resource constraints.
Y1  - 2020
UR  - https://www.hb.fh-muenster.de/opus4/frontdoor/index/index/docId/13743
ER  -