@article{BueckervanKampenKraemer2013,
  author    = {Michael B{\"u}cker and Maarten van Kampen and Walter Kr{\"a}mer},
  title     = {Reject inference in consumer credit scoring with nonignorable missing data},
  journal   = {Journal of Banking \& Finance},
  volume    = {37},
  number    = {3},
  pages     = {1040 -- 1045},
  doi       = {10.1016/j.jbankfin.2012.11.002},
  year      = {2013},
}